Payments

Buy Now Pay Later Satisfaction Study

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The JD Power U.S. Buy Now Pay Later Satisfaction StudySM is a syndicated benchmarking study profiling the experiences of Buy Now Pay Later customers in the United States. This study identifies the dominant factors that drive customer satisfaction with Buy Now Pay Later lenders. 

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Benefits

Why subscribe? 

  • Understand consumer satisfaction with Buy Now Pay Later brands 
  • Identify which satisfaction drivers matter most/least to Buy Now Pay Later users 
  • Examine changes to consumer satisfaction over time 
  • Understand customer attrition risk by brand 
  • Analyze satisfaction levels and usage rates by consumer persona 
  • Compare Buy Now Pay Later brand NPS and brand image ratings 
  • View screenshots and analysis of digital journeys from top ranked brands

This study subscription includes a customized executive-level presentation, executive briefing document, brand-level scorecard, access to PowerSource, JD Power’s interactive insights platform, and access to complete study results from the JD Power Point of Sale Choice Satisfaction Study.

Experiences Explored

Customers surveyed in this analysis answer questions about: 

  • Reasonableness of terms 
  • Reviewing and managing account digitally 
  • Security of account information 
  • Accessibility of making purchases
  • Perks for making purchases 
  • Customer support 

Key Dates

2026 U.S. Buy Now Pay Later Satisfaction Study Milestones

Field Start: January 2025
Wave 1 Publish: May 27, 2025
Wave 2 Publish: August 21, 2025
Wave 3 Publish: November 11, 2025
Wave 4 Publish: March 3, 2026
Press Release: March 12, 2026

 

2027 U.S. Buy Now Pay Later Satisfaction Study Milestones

Field Start: January 2026
Wave 1 Publish: May 26, 2026
Wave 2 Publish: August 20, 2026
Wave 3 Publish: November 10, 2026
Wave 4 Publish: March 2, 2027
Press Release: March 11, 2027

Press Release & Award Information

JD Power will issue a national press release featuring key findings, trends, and brand rankings from the study. Only brands that meet JD Power’s research criteria will be ranked. Brands that rank highest in their segment and meet award criteria may promote their award through the JD Power licensing program—available exclusively to study subscribers.

 

Read the latest press release

U.S. Buy Now Pay Later Satisfaction Study Press Release

See how our awards make an impact
U.S. Buy Now Pay Later Satisfaction Study Award Information

 

 

Award

Make decisions with confidence.

Subscribers to this study have full access to benchmark reporting, competitor analysis, and more with PowerSource.

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Profiled Brands

2026 U.S. Buy Now Pay Later Profiled Brands

  • Affirm
  • Afterpay
  • Klarna
  • PayPal
  • Sezzle
  • Zip
  • Citizens Pay
  • Citi Flex Pay
  • Chase
  • Plan It by American Express
  • U.S. Bank ExtendPay Plan

2027 U.S. Buy Now Pay Later Profiled Brands

  • Affirm
  • Afterpay
  • Barclays Easy Pay
  • BMO PaySmart Plan
  • Chase Pay in 4
  • Chase Pay Over Time
  • Citi Flex Pay
  • Citizens Pay
  • Commerce Bank FlexPay
  • Klarna
  • PayPal
  • Plan It by American Express
  • Sezzle
  • U.S. Bank ExtendPay Plan
  • U.S. Bank Split World Mastercard
  • Zip
     

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