Looking to Drive We Specialize in Helping All Credit Backgrounds! First-time buyer Past credit challenges Bankruptcy We work with a network of lenders to find a program that fits your budget. Flexible Options: Down payment options available to fit your needs. Fast Application: Get an eligibility decision in minutes. Simple Processing: Just bring your proof of income and a valid ID. Message us START with your target monthly budget, and our team will help find the right vehicle and financing options for you today! Financing is subject to lender credit approval. Terms, down payments, and exact payments vary by individual credit history, income, and vehicle selection. Universal Auto Sales Inc 299 Lancaster dr ne Salem 503.967-8300