Payments

Consumer Point-of-Sale Program

Holistic insights from application to purchase

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The JD Power Consumer Point-of-Sale Satisfaction Program tracks preferences for different Point-of-Sale (POS) payment methods for data-led decision-makers.

The four integrated studies provide subscribers with detailed consumer insights and competitive intelligence. The program includes:

  • POS Choice Satisfaction Study
  • Debit Card Satisfaction Study
  • Buy Now, Pay Later (BNPL) Satisfaction Study
  • Digital Wallet Satisfaction Study
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Benefits

Our research provides the deepest analysis of payment channels and consumer behaviors to optimize your payment operations. Subscribers gain digital profiles of top performers, including visuals and analysis through PowerSource. Our industry experts deliver the study results with tailored guidance that immediately makes your subscription valuable to management and frontline employees.  

Experiences Explored

Large sample sizes from consumers in the U.S. and Canada provide actionable data with tracking preferences for 10 payment methods, including:

  • Credit Card
  • Debit Card
  • Prepaid Card
  • Digital Wallet
  • BNPL
  • Cryptocurrency
  • Store App
  • Cash
  • Check
  • Pay by Bank

Press Release & Award Information

JD Power will issue a national press release that will highlight key findings and trends from the stud(ies) and includes top-to-bottom rankings of the brands in the study that meet JD Power’s predetermined research criteria. The brand(s) that ranks highest in each of the segments profiled and meets predetermined award criteria will have the opportunity to leverage their award publicly through the JD Power award licensing program, which requires subscribing to the study as a prerequisite.

See how our Awards make an impact. 

U.S. Buy Now Pay Later (BNPL) Satisfaction Study Award Information

Brands that rank above the industry average for their segment and subscribe to the study earn the opportunity to commission a JD Power Performance Report. JD Power Performance Reports are customized, client-commissioned reports that highlight above-average performance by companies in JD Power syndicated studies. Each report is written and designed by JD Power, and features research findings and charts from the study, with a focus on sponsoring client's ranking and performance. Learn More

Award

Make decisions with confidence.

Subscribers to this study have full access to benchmark reporting, competitor analysis, and more with PowerSource.

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Profiled Brands

2024 Buy Now Pay Later (Award Eligible)

  • Affirm
  • Afterpay
  • Apple Pay Later
  • Citizens Pay
  • Citi Flex Pay
  • PayPal Pay in 4
  • Plan It by American Express
  • My Chase Plan
  • Klarna
  • Sezzle
  • U.S. Bank ExtendPay Plan
  • Zip

2024 Debit Card

  • Bank of America
  • BMO
  • Chase
  • Citi
  • Citizens Bank
  • PNC
  • Capital One
  • Fifth Third Bank
  • Huntington
  • KeyBank
  • M&T Bank
  • Navy Federal Credit Union*
  • Regions Bank
  • Santander Bank
  • State Employees' Credit Union*
  • TD Bank
  • Truist
  • U.S. Bank
  • USAA*
  • Wells Fargo

 

*Profiled but not ranked

2024 Digital Wallet

  • Amazon Pay
  • AliPay
  • Apple Pay
  • Bank of America Zelle
  • Capital One Zelle
  • Cash App Pay
  • Chase Zelle
  • Google Pay
  • Meta Pay
  • PNC Zelle
  • PayPal
  • Samsung Pay
  • Truist Zelle
  • U.S. Bank Zelle
  • Venmo
  • Wells Fargo Zelle

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