Hagerty Car Values Vs. J.D. Power

In addition to providing & protecting insurance for cars, boats, and more, Hagerty resonates hand-in-hand with the top industry car values & pricing information contributors. In a similar yet different manner, J.D. Power serves the auto industry with its proprietary car ratings and Verified Fair Price Evaluations. Learn more.

J.D. Power

J.D. Power has cemented a reputation for professionally accumulating and analyzing data in the best interest of consumers. For the automotive field, verifiable & unbiased information of real-world experiences endured by real vehicle owners is gathered through surveying the market from the third month to the third year of vehicle ownership.

The feedback generated from verified vehicle customers is used to segment the car market by price & size to create car ratings.

J.D. Power Score Classifications

Best (91-100)

  • Models within the "best" classification are the highest rated within their category according to their owner

Great (81-90)

  • Models belonging in the "great" classification didn't rate high enough to be considered for the top of their category, but were better than the average ratings within their category

Average (70-80)

  • Models within the "average" classification earned a par score within their category
  • As a benchmark, the average 100-Point Score is settled at 80 for the most recent model year, and older models usually experience a lower average rating than 80

On top of all that, serving consumers with a fuller understanding of car pricing and value, our J.D. Power Verified Fair Price is a dependable indicator that one is not overpaying for the desired vehicle. Using the purchasing information from over 12 million retail transactions each year, we keep close tabs on the average price and the price range paid by the majority of the people. Dealers who qualify will have the J.D. Power Verified Fair Price badge applied! Seeing that badge grants the assurance that the price is close to the average in that region.

You can read more about our ratings methodology here, and Verified Fair Price here.


Who Hagerty Is

Hagerty is an insurance company focused on protecting classic cars, trucks, and boats, in addition to other insurance products. The company is also a trusted authority in evaluating classic vehicles with its Hagerty Price Guide and valuation tools to help collectors determine a fair value, market performance, current market rating, and more.

Hagerty Car Values

Hagerty uses a collection of data points to support its Hagerty Valuation Tools® designed to help collector car enthusiasts and dealers more accurately determine a car’s value. Sourced from auctions, peer-to-peer sales, dealer sales, and current asking prices, the data helps shape the Hagerty Price Guide, a three-times-per-year print guide for vehicle collectors.

Although the guide is only published three times per year, Hagerty works all year to update and improve its valuation tools and pricing algorithms continuously.

Peer-to-peer sales have the most weight in determining value by Hagerty. These are private sales outside of dealerships and auctions that have the potential to most accurately pinpoint how much a vehicle is worth to collectors. Hagerty pulls this information from its insured clients who have authorized the company to fine-tune its valuation guides.

Hagerty also utilizes industry experts to get a full picture of the value of each classic vehicle, as the collector’s market is quite different from the traditional auto market in terms of valuation. These experts play a pivotal role in dissecting the reasons why a vehicle may have sold for less or more than expected, as it’s virtually impossible for a computer algorithm to note subtle differences that an expert could.

Other factors Hagerty takes into consideration when assigning a car its value are its condition, documentation, restoration history, and more. Additionally, current demand, industry trends, and inventory play a role in determining Hagerty’s values.

Users can find current values for their classic vehicles on the Hagerty website by clicking on “Vehicle Values” and “Search Vehicles” to search by make, year, or VIN. You can also sign up for a free account to access the three-year history of your vehicle’s value, find similar vehicle comparisons, and download PDF reports of its value.

Hagerty Vehicle & Car Ratings

Hagerty assigns a Hagerty Vehicle Rating to each classic vehicle it evaluates. Automobiles that are not currently represented in the Hagerty Price Guide will not have an assigned Hagerty Vehicle Rating. This number is highly respected in the automobile collector’s market as an indicator of how well a vehicle is performing compared to others in terms of value and desirability.

Hagerty’s scale ranges from 0 to 100, with a score of 50 showing that the vehicle is holding steady in the market.

A score above 50 indicates that a vehicle is outperforming in the market, perhaps moving up in value and trending more with collectors. A below-50 rating, on the other hand, marks a vehicle’s declining performance compared to others on the market.

Like the data it collects for its valuation tools and the Hagerty Price Guide, Hagerty uses a broad set of data points and factors to inform its Hagerty Vehicle Rating system. Although current values for each vehicle hold the most weight for their ratings, Hagerty also considers historical values, insurance quote data for the past year, insured values over the past year, and data from private and auction sales from the previous year.

Auction and private sales data include the change in the average sales price and the difference in the number of cars offered and sold over the previous 12-month period.

The Hagerty Vehicle Rating is separate from the Hagerty Market Rating, which uses a proprietary algorithm to determine the current strength of the collector’s market in North America. Hagerty suggests using these tools together to paint a more accurate picture of the market and how it may affect your vehicle’s value and rating.

The Hagerty Market Rating can also assist collectors in deciding the best times to buy and sell, depending on the state of the market.

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