Do you know if any part of your car has been recalled? Do you know how to find out? Many drivers may not know how to find out if the manufacturer of their vehicle has issued a recall. Perhaps you moved since you bought your vehicle, and the manufacturer does not have a current address to send a recall notice to you, meaning you may not receive important information about your vehicle.
Yes, it is important to get a low-priced auto insurance policy so you can spend your hard-earned money on other things. Yes, it is vital you find the policy that best suits your needs. But what may be more important (and is a factor many people do not take into consideration when shopping for insurance) is that the company you choose is financially secure.
Unfortunately, making a life insurance claim requires some paperwork - not something people want to face when a loved one passes away. But for legal and tax purposes, beneficiaries must file claims in order to receive settlement funds. These basic steps explain the process and serve as a checklist for you to make sure you're doing everything necessary during a difficult time.
Statistics show that most of us have been involved in an accident, whether or not we were behind the wheel. But of those who have been in an auto accident, how many of us knew offhand the correct steps to follow in this situation? And many auto insurance consumers may not know the quickest and easiest route to filing a claim with your insurance company.
Your home is likely your most valuable asset-make sure you protect it. While insurance agents will help determine the kind of coverage you can buy, it is ultimately your responsibility to know what the policy covers.
Since the typical customer maintains their homeowners policy for more than ten years with the same insurance company, it is important to periodically refresh your understanding of what the policy covers. Since the majority of customers buy through a local agent, one of the best ways to stay educated about your homeowners insurance policy is by asking the right questions to get the most out of discussions with your insurance agent.
While everyone that drives in this country has to have some form of auto insurance by law, many do not understand the basics of their policies. While we don't all have to be auto insurance experts, it is important to at least comprehend the major bricks that build our auto insurance policies.
We all know that our credit histories will affect whether or not we get the loan we need to buy a house (or car, boat, etc.) or refinance an existing loan, but what most people don't realize is that credit histories can also affect how much we pay for auto insurance.
Winter is upon us, which means bad weather and dangerous driving conditions are common. It is more important than ever to practice safe driving techniques in typical winter weather conditions such as rain, wind, snow, ice, sleet and fog. It is even more important to practice safety in extreme weather conditions such as hurricanes, tornados, torrential rain/snow and electrical storms.
While the use of child restraints is up in the U.S. (restraint use has increased from just over 50% to nearly 72% since the mid-1990s for children under 60 pounds), a recent government study (conducted by the U.S. Department of Transportation's National Highway Traffic Safety Administration or NHTSA) shows that nearly 73% of child restraints are misused.
While accidents that involve vehicle rollovers are relatively rare, you should be aware of the risk-especially if you drive a sport utility vehicle (SUV). Statistics indicate that SUVs are three times more likely to be involved in a rollover accident than passenger cars. And, if a rollover does occur, occupants riding in SUVs are most at risk.
Some SUVs pose a greater risk than others.
Driver reaction is a critical factor in preventing any accident, but in an SUV, driver input can play an even greater role. That's because SUVs are larger, heavier, and sit higher off the ground. In short, SUVs are not as agile as passenger cars. Because of these factors, SUVs are more than three times as likely to roll as passenger cars (To learn more, read Vehicle Rollover Risk: What You Should Know).
With all the expenses one has in regards to their car- gas, maintenance, and of course car insurance; you auto insurance could be the easiest one to save money on. Taking time to review your policy, taking time to compare multiple quotes, and raising your deductible are just some of the ways you can start saving on car insurance.
Getting a drivers license is a right of passage that every kid looks forward to, and leaves many parents frantic. Adding a teenage driver onto your car insurance policy will inevitably raise your rates, since teens are more of a liability to insure. However, there are still ways you can save on your car insurance even while having your teenage driver on your policy.
DENVER--Michael Snowdon, CFP, CMFC, and the CFP Program Manager at the College for Financial Planning, has a list of what once were conventional wisdoms: The earth is flat. The sun orbits the earth. Man will never fly. Smoking soothes the throat. Snowdon would like to add one more to that list:
Older people don't need life insurance.