Car Loans and Financing
A hassle-free loan that rewards you for good credit.
LightStream believes that consumers who have established good credit have earned the right to a simple loan process and excellent rates.
LightStream is an Online Consumer Lending Division of SunTrust Bank
LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and entirely paperless loan process.
Financing Tips & Advice
Read the latest news on car loans and financing! From payment calculators and buying tips to negotiation strategies - browse our advice articles here.
|Auto Loan Calculator
You will find here a simple loan calculator to estimate your monthly payments.
|Auto Financing Tips
Are you part of the increasing majority of consumers who do their homework well in advance of taking a test drive?
|Preparing Your Finances Before Buying a Car
To secure the lowest payment possible, it is advisable to prepare three orders of business before visiting the dealership.
|Why Financing a Car Through the Dealer is Worth Consideration
Consumers should always investigate alternative financing through the dealership. Car dealers have access to a broad array of options.
|Don't Get Bullied at the Dealership
To get a great deal on a new vehicle at the dealership, car buyers need to take these 5 steps
|Why Trade-in Value is Lower than Market Value
Almost always, the trade-in value is less than the market value. This article explains why.
|Car Dealer Terminology Explained—Part 1: Buying a New Vehicle
Car dealers sometimes use words and phrases that often puts new-vehicle shoppers at a disadvantage.
|Car Dealer Terminology Explained—Part 2: Leasing a New Vehicle
This article explains common leasing terminology to help consumers educate themselves about the leasing process.