Credit Card Ratings

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2008 Credit Card Satisfaction Study

Award Recipient
American Express
Ratings Factors
Company
Overall Satisfaction: This score is based on how customers rate their overall satisfaction with their credit card company.
Fees/Rates: This score is based on how customers rate the reasonableness of annual fees, competitiveness of interest rates, clarity in disclosure and fairness of rates, fees and other charges.
Billing and Payment Process: This score is based on how customers rate the ease of understanding their account statements, the reasonableness of the amount of time when a bill is received and payment is due and the variety of methods available for viewing their statement and paying t
Benefits and Services: This score is based on how customers rate the benefits and features available to card holders.
Rewards Program: This score is based on how customers rate the ease of attaining rewards, redeeming rewards and understanding the rewards program.
Interaction: This score is based on how customers rate the degree they are kept informed of new products, responsiveness to questions/requests, and time spent helping them understand their options.
Sort:
DESCENDING
DESCENDING
DESCENDING
DESCENDING
DESCENDING
DESCENDING
DESCENDING
American Express
Award Recipient
Bank of America
Capital One
Chase
Citi Cards
Discover Card
GE Money
HSBC
National City
Target Visa
U.S. Bank
WaMu
Wells Fargo



Scoring Legend

 Among the best        Better than most        About average        The rest

Please note that J.D. Power Consumer Center Ratings may not include all information used to determine J.D. Power and Associates awards.


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